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If you are filing an insurance claim in Ontario, you may be asked to complete a sworn declaration. For many people, this request comes during an already stressful time such as after a car accident, property damage, or theft.

So what exactly is a sworn declaration, and why does it need an Ontario notary?

Let’s break it down in simple terms.

What Is a Sworn Declaration?

A sworn declaration is a written statement where you confirm that the information you are providing is true. You sign it under oath in front of a notary public or commissioner.

In plain language, you are saying:

“I promise this information is accurate to the best of my knowledge.”

Because it is sworn, it carries legal weight. Insurance companies rely on these documents when reviewing claims.

When Are Sworn Declarations Required for Insurance Claims?

In Ontario, insurers may request a sworn declaration in situations such as:

  • Auto accident claims
  • Property damage claims
  • Theft or burglary reports
  • Fire damage claims
  • Disability or income replacement claims
  • Life insurance benefit claims

For example, if your basement floods in Ajax and you file a home insurance claim, your insurer may ask you to provide a sworn statement confirming the details of the loss. This helps prevent fraud and ensures the claim process is fair.

Why Does It Need an Ontario Notary?

Insurance companies often require Canadian notarization because:

  • It verifies your identity
  • It confirms you signed voluntarily
  • It ensures you understand what you are signing
  • It adds legal credibility to the document

An Ontario notary checks your government issued ID, witnesses your signature, and administers the oath. Once completed, the document becomes a properly sworn declaration.

Without notarization, the insurer may delay or reject your claim paperwork.

What to Bring to Your Appointment

To keep the process smooth, bring:

  • The completed but unsigned declaration
  • Valid government issued photo ID
  • Any supporting documents your insurer referenced

If you are unsure about anything on the form, ask your insurance company before signing. A notary verifies identity and administers the oath, but cannot give legal advice about the contents.

Can Sworn Declarations Be Done Remotely?

In many cases, yes.

With remote online notarization, you can meet with a notary virtually using secure video technology. This is especially helpful if:

  • You are recovering from an accident
  • You cannot leave home
  • You need the document completed quickly

If you are located in Pickering or nearby areas, you can also request mobile notary services to come to you.

How Notable Notary Can Help

At Notable Notary, we regularly assist clients with sworn declarations for insurance claims across Ontario.

We offer:

  • General notary services for affidavits and sworn declarations
  • Mobile notary services in Ajax, Pickering, and surrounding areas
  • Remote online notarization for eligible documents

We understand that insurance claims can feel overwhelming. Our goal is to make the Canadian notarization process simple, efficient, and stress free.

Ready to Get Your Sworn Declaration Notarized?

If your insurance company has requested a sworn declaration, do not wait until it delays your claim.

📞 Call us at (289) 312-6678
💻 Book online at https://notablenotary.ca/book-now
📧 Email info@notablenotary.ca

Notable Notary is here to help you move your claim forward with confidence and clarity.

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